Debt Settlement

We are experienced in settling debts.  We analyze for all legal leverage from specifics of your personal judgment, how hard it would be to garnish you, whether all of your assets are protected, bankruptcy options, counterclaims, and other possibilities.  We offer flat fee services with legal contingency plans should the creditor refuse to settle at a rate that makes sense for you.

Debt Settlement

There are times when debt settlement may be the best option.  We can assist you in considering each possible legal step that you can take to fight a debt before determining whether settlement is the right choice for you.  Our typical analysis will include reviewing the collection complaint or default judgment for legal defenses, screening you for a bankruptcy discharge, checking to see if you might be judgment proof, and finally reviewing whether a feasible settlement can be reached.  Some of the reasons clients prefer settlement are the following:

  • If you don’t qualify for bankruptcy, you have already filed for bankruptcy, or you do not want to file for bankruptcy
  • If you are trying to close on a house, vehicle, or other purchase and need a debt handled more quickly than the normal court processes allow
  • If the debt amount owed is low enough to make a bankruptcy unwarranted
  • You would prefer to avoid the costs and risks of litigation
  • There is no legal defense to the debt
  • You do not want to have a court record

If you are considering settling a debt, give us a call first to ensure that a settlement is not only in your best interest but is your best option.  Call our firm to schedule an appointment today.