Testimonials

Washington Debt Law strives to maintain the highest level of customer service and legal results.  To see some of the positive things past clients have said, please review Managing Attorney Edgar Hall’s Client Reviews on Avvo.com.  Edgar maintains a 10.0 rating on AVVO and a consistent 5 star review by his clients.  Below are some of the many reviews Edgar has received.

Cory, March 2015: Debt Collection Case where we Assisted Client in their Pro Se Case

“Edgar advised me on a debt collection that was several years old and from a law firm. They had misrepresented a lot of information, and after so many years, my records were not as good as they could have been. I thought I was going to get stuck with thousands of dollars that I did not owe, not to mention the interest that was charged for over 4 years. Following Edgar’s advice, I was able to get them to drop the collection entirely. Highly recommended.”

Brett, November 2014: Trial in Bankruptcy Court on an Objection to Discharge (Defending Client)

“I had a good attorney working on my bankruptcy case, but he did not think that I could win my case if it went to trial. He suggested that I hire Edgar Hall to litigate at the trial, so I gave Edgar a call. Boy, was that ever the right choice. Edgar was polite, confident, and prompt. He did not have much time to study for my trial, but he showed up and litigated on my behalf and needless to say, I won my case and I do get a fresh start. (I just wish that I wasn’t so old) I am grateful Edgar. Thank You!”

Laura, March 2014: Trial in Bankruptcy Court for Objection to Discharge/Fraud (Representing Defrauded Party)

“Where do I begin? Edgar Hall is one of the most knowledgeable, trustworthy and honest attorneys I have ever known. When Edgar took our case, he had to take it over from an attorney unfamiliar with bankruptcy issues. The first time I spoke with Edgar over the phone, we had our first court hearing that morning. I was astonished that he was so well-prepared and knew our case as though he had handled it from the beginning. During the course of this litigation, Edgar has always kept us informed and he immediately has answered emails or telephone calls in a very timely manner.

Edgar did a wonderful job and our case resulted in a favorable outcome; however, I can honestly say that even if we had not prevailed, we would not have faulted Edgar for NOT trying. From the very beginning, Edgar was on top of our case and genuinely was compassionate concerning our circumstances. He has always been very fair in his billing practices, to his own detriment. You don’t find many attorneys like that today.

If I ever have need for an attorney in his field, I will not hesitate to call Edgar. I would highly recommend him to anyone who wants an honest and knowledgeable attorney. His integrity far surpasses any attorney I have dealt with.”

Don & Sherri, Aug 2013: Loan Modification

“After 18 months of waiting to hear on a modification acceptance or denial from Bank of America and sending in our financial information five different times. Our loan was sold to Residential Credit Solutions (a secondary credit company owned by JP Morgan, that purchases bad loans) who almost immediately started the foreclosure process to take our home. They did not follow the laws as nor did Bank of America. All we wanted to accomplish was saving our home for we were not so far under as many. Also morally, it is right to pay for something we purchased. After becoming so discourage we contacted Avvo through a blog. An attorney from the South Puget Sound from this site (Avvo) turned me to Edgar Hall for assistance.

Meeting with Edgar within a week of contact (very quick response), it was the best money spent in this modification journey. Edgar did not rush us during the consult, which he had a partner in with us. He was very clear in ALL of our options and listened to what we wanted not just the easy fix. He provided us with a road to take to get a modification and a back up plan to save the home if that did not work. He also gave us a back up to the back up plan just in case. What a great knowledgeable and well attentive attorney.

We highly recommend Edgar Hall! God willing I don’t need him again but, if I do you can put a guarantee. He has our business and everyone I come into contact with will equally get this great review of him.”

Michelle, June 2012: Chapter 7 Bankruptcy Client

“Mr. Hall is an absolute professional that helped us with a difficult situation. He kept us well informed and answered all of our questions. We would highly recommend him if you are dealing with any situation concerning bankruptcy and your rights when it comes to mortgage companies.”

Read More Reviews…

Results

You can judge a firm’s results by their client’s satisfaction.  Our testimonials speak for themselves.  While we cannot offer a guarantee of a particular outcome, we can offer you the best representation that we can possibly deliver.  Regardless of whether your matter is large or small, we strive to deliver the best results possible. 

For our practice, many of our cases are handled outside of court and are not flashy.  This includes consulting, planning strategic bankruptcies that will discharge large amounts of debt, and forcing creditors to settle or choose not to file a complaint. 

Our focus on your overall financial health often means we recommend avoiding costly litigation unless the cost benefit analysis favors doing so.  However, when necessary, we can and do take cases to trial.  We typically have several cases in litigation at any given time.  Below are some of our representative cases and case outcomes:

Bankruptcy, Objection to Discharge Trial- Client Obtained their Discharge.

Our client had previously been married and a property settlement was entered into.  Client lost his job and could not work and had to file bankruptcy.  Spouse objected to the discharge under 11 USC 523a.  We prevailed and Client obtained his discharge.

Bankruptcy, Objection to Discharge Trial- Debtor was denied their discharge and received a $60,000.00 Non-Dischargeable Judgment.

Our client was defrauded and attempted to file bankruptcy to escape liability.  We proved that fraud occurred and the debtor was denied a discharge under 11 USC 523a2.

Collection Case- Dismissed.

Our client had a common first and last name.  Summons and complaint was filed without a middle name and the documentation the creditor had also did not include it.  With only filing an answer, the creditor chose to let the case dismiss rather than fight an expensive battle to prove our client was the proper party to be sued.

Collection Case- Summary Judgment Withdrawn and presently in litigation.

Creditor chose to charge over 100% annual interest in their calculations.  We noticed the discrepancy immediately and filed a strong response to the motion for summary judgment.  We are now pursuing counter claims.

Collection Case- Settled for .20 cents on the dollar on a $15,000.00 debt.

Client preferred not to file a bankruptcy if possible.  We pushed hard and obtained a settlement that would not cost excessively more than if a bankruptcy was filed.

Foreclosure Case- Settlement of $17,000.00, Loan Modification.

A client was being foreclosed upon wrongfully.  We filed her into a chapter 13 bankruptcy to stop the foreclosure.  We proposed to pay only the contract rate while we objected to unauthorized arrears by filing an adversary proceeding.  Opposing parties settled, offered a favorable loan modification, and we resolved the case favorably.

Foreclosure Mediation Case– Client received Loan Modification.

We filed him into the foreclosure mediation program.  He was offered and accepted a loan modification.  The foreclosure was averted and bankruptcy was not necessary.

Landlord Tenant Case- Unlawful Detainer Case Dismissed.

The mother of client needed day to day assistance.  Our client lived with his mother rent free in exchange for helping her.  Brother moved mother to a home and tried to evict our client.  We argued that his situation was a tenancy at will, which is not covered by the landlord tenant act.  Judge agreed and dismissed the case.

Landlord Tenant Case- Unlawful Detainer Case Dismissed. 

Client’s landlord raised rent without notice and tried to evict on that basis.  Case dismissed.

Student Loan Case- Case Dismissed and Debt Now Past the Statute of Limitations.

A client who had been representing herself requested us to appear at trial.  When we came into the case, we noticed that the Plaintiff had not followed the trial schedule or make mandatory disclosures.  We instructed our client to submit hers timely.  Creditor chose to dismiss case rather than lose at trial.  The debt (about $30,000.00 worth of student loans) is now past the statute of limitations.

Student Loan Case- Hardship Discharge Obtained in Bankruptcy.

We assisted a client and younger attorney pro bono to help discharge a $70,000.00 student loan under 11 USC 523a8.