Prohibited Communications From Debt Collectors

Debt collectors like to harass you.  They reach out to your friends, family, and do whatever they can to embarass you into paying regardless of whether the debt is valid or not.  However, there are limitations.  One limitation is that they cannot send written communications to you that have any words or symbols that indicate […]

Seattle Municipal Code 22.206.160- Extra Rights for Seattle Tenants

Have you ever had a landlord demand that you handle things around the home you are renting that do not feel like they should be your responsibility?  Things like removing moss from the roof, trimming trees, or removing excessive junk from the property that you didn’t put there? If you live in the City of […]

Landlord Tenant Law Series: Ejection, Tenancy at Will, and Getting Rid of Tenants with No Lease

No good deed goes unpunished.  You had some extra space or even a second home and out of the goodness of your heart you let some friends move in as they had no where else to go.  Now they won’t leave. Under Washington Law, this type of situation is called a “tenancy at will” and […]

Fighting Collection Claims Using Evidentiary Objections

Did you know that most collection lawsuits can be defended by using evidentiary objections? An evidentiary objection in layman’s terms means objecting to the evidence, or the lack thereof, that a creditor is relying upon in their lawsuit.  Here is an example of a typical allegation that will appear in a collection suit: 1.   ABC […]

How the Washington Foreclosure Fairness Mediation Act Can Help Homeowners

 In 2011, the Washington State Legislature enacted the Foreclosure Fairness Mediation Act. This Act was passed in part to combat Bank’s reluctance to deal fairly and directly with homeowner’s who are seeking loan modification, deed in lieu of foreclosure, and other loss mitigation options. One of the requirements of the Act is that prior to […]