Debt Defense By Creditor Attorneys

List of Services by Practice Area     /     List of Services by Type of Debt

Washington Debt Law was founded with a purpose.  That purpose is to provide boutique level debt defense for individuals and small business owners throughout Washington State.

We are able to provide a more comprehensive and effective level of defense for three reasons.  The first reason is because all of our attorneys and support staff have creditor experience.  This insight and experience allow us to deal with creditors and debts more effectively than attorneys who have never walked on the “dark side” so to speak.

The second reason is because we are a full service debt relief firm.  By full service, this means that we practice in multiple areas of law all focused on creditor debtor issues and asset protection.  This includes bankruptcy, collection defense, consumer protection, foreclosure defense, landlord tenant, lemon law, mortgage fraud, student loans, and other related areas of law.  Our focus is to approach any debt from multiple angles and choose the best approach both in terms of the specific debt but also how it interacts with your whole financial profile.  Our services range from consulting to full trial representation and appeals when necessary.

The third reason is because we limit our practice only to Washington State and only to creditor debtor related matters.  By practicing only in the state where we live, we bring a local approach that national firms simply lack.  By limited our scope of practice only to debt related matters, we are able to offer a deeper level defense than firms who handle everything from divorce to personal injury.  Further, by not needing national advertising campaigns and offices in multiple states, our lower overhead allow us to operate more cost efficiently.

If you would like a boutique level debt defense, we can put our experience on your side.  We offer free initial phone consultations.  Call today to see how we can help!

A Focus on Strategic Planning

You can win a battle and lose a war.  Many firms focus on using a quickly filed bankruptcy as a one size fits all approach to debt relief.  That is not our approach.  Bankruptcy tends to be our last option with a focus on using strategic defaults, targeted litigation or defense, out of court options, and holding a battle line until it is about to fold- then we use bankruptcy only as a final fall back option for maximum effect.  In many instances, bankruptcy can be avoided.  However, if it is necessary, we can make it more effective by filing at the last minute.

Solutions When Bankruptcy is Not an Option

There are some times when you cannot file a bankruptcy.  You might be in the middle of a personal injury case, you might have already filed, there might be security clearance or license concerns, or you might just have personal ethical reasons for why you do not want to file.  Regardless of your reason we can help.  We offer debt negotiation services, collections defense, counterclaims under consumer protection laws, fraud litigation, and other solutions.  If there are no legal service options for your situation, we can look at out of court options or even make an introduction to a media consultant to assist you in taking your case to social and news media as a last ditch option.  We have solutions, both conventional and unconventional, for any debt issue you can bring to us.

Fast Solutions When Time is of the Essence

While long term strategies can be more effective, sometimes you need help now.  If this is the situation, we can bring an array of options to the table.  We can file a bankruptcy and use the automatic stay to stop a foreclosure or lawsuit dead in its tracks.  We can look at bringing a temporary restraining order or going into court on shortened time or ex parte.  We can even do a layered approach where we file something quickly to slow things down, then regroup and attack with time on our hands.  When there is not enough time to slowly and methodically attack your issues, we can act with speed and brute force as necessary to meet your goals.

Call Today To See How We Can Help: (206) 535-2559

No matter whether you are facing foreclosure, bankruptcy, garnishment, or other debt related issues, we can help. We offer a free initial phone consultation and have convenient locations throughout the Puget Sound.  We also offer remote representation options for clients in Eastern Washington or to out of state clients if your matter is centered in Washington.  Call today to see how we can help!