Foreclosure Defense


Consumer Protection


Collection Defense



Debt Defense By Ex Creditor Attorneys

Washington Debt Law was founded with a purpose.  That purpose is to provide boutique level debt defense for consumers throughout Washington State.

We are able to provide a more comprehensive and effective level of defense for three reasons.  The first reason is because all of our attorneys are former creditor attorneys.  This insight and experience allow us to deal with creditors and debts more effectively than attorneys who have never walked on “the dark side” so to speak.

The second reason is because we are a full service debt relief firm.  By full service, this means that we practice in multiple areas of law all focused on debt issues.  This includes bankruptcy, collection defense, consumer protection, credit issues, foreclosure defense, mortgage fraud, student loans, and other related areas of law.  Our focus is to approach any debt from multiple angles and choose the best approach both in terms of the specific debt but also how it interacts with your whole financial profile.

The third reason is because we limit our practice only to Washington State and only to debt related matters.  By practicing only in the state where we live, we bring a local approach that national firms simply lack.  By limited our scope of practice only to debt related matters, we are able to offer a deeper level defense than firms who handle everything from divorce to personal injury.  Further, by not needing national advertising campaigns and offices in multiple states, our lower overhead allow us to operate more cost efficiently.

If you would like a boutique level debt defense, we can put our experience on your side.  We offer free initial phone consultations.  Call today to see how we can help!

A Focus on Strategic Planning

You can win a battle and lose a war.  Many firms focus on using a quickly filed bankruptcy as a one size fits all approach to debt relief.  That is not our approach.  Bankruptcy tends to be our last option with a focus on using strategic defaults, movement of assets, specific debt defense, and holding a battle line until it is about to fold- then we use bankruptcy only as a final option for maximum effect.  In many instances, bankruptcy can be avoided.  However, if it is necessary, we can make it more effective by filing at the last minute.

Solutions When Bankruptcy is Not an Option

There are some times when you cannot file a bankruptcy.  You might be in the middle of a personal injury case, you might have already filed, you might even just have personal ethical reasons for why you do not want to file.  Regardless of your reason we can help.  We offer debt negotiation services, collections defense, fair credit reporting act litigation, fraud litigation, and other solutions.  If there are no legal service options for your situation, we can make an introduction to a media consultant to assist you in taking your case to social and news media as a last ditch option.  We have solutions, both conventional and unconventional, for any debt issue you can bring to us.

Fast Solutions When Time is of the Essence

While long term strategies can be more effective, sometimes you need help now.  If this is the situation, we can bring an array of options to the table.  We can file a bankruptcy to get garnished money back, we can appear at a motion for summary judgment in a collection suit, and we can stop a foreclosure with a temporary restraining order.  We can also offer a layered defense where we start with a demand letter, bring a restraining order or counterclaim, and reserve a bankruptcy as a final fallback position.  We are also one of the few firms that will handle an emergency bankruptcy petition provided we have the availability to accommodate you.

Call Today To See How We Can Help: (206) 535-2559

No matter whether you are facing foreclosure, bankruptcy, garnishment, or other debt related issues, we can help. We offer a free phone consultation and have convenient locations throughout the Puget Sound.  We also offer remote representation options for clients in Eastern Washington.  Call today to see how we can help!